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UPDATE 2-Aegis Mortgage files for chapter 11 bankruptcy – . Corp., a mortgage lender controlled by private equity firm Cerberus Capital Management, on Monday filed for Chapter 11 bankruptcy protection, a week after it stopped making home loans and fired 60.

Heads up Realtors: New mortgage lending rules will likely delay home closings – mortgage lenders and title companies, according to Mike McFarland, outgoing president of the Houston Mortgage Bankers Association and a senior loan offer with San Antonio-based Legacy Mutual Mortgage..

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Basically, if you have some extra money aside from the down payment, the lender will be ok with offering a lower interest rate. This way you show the lender that you can repay the loan, and you have the reserves to do it if something goes wrong. These tips will help you lock down the best interest rates for your mortgage.

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