Down Payment Assistance Tx We offer statewide down payment assistance, first-time home buyer programs, home buyer tax credits and other various loan programs in Texas. The programs will vary depending on income, job position and location. Our goal is to provide you a fast pre-approval and give you the knowledge needed to have a successful home purchase experience.First Time Home Buyers Assistance Programs First-time homebuyer training offered in Bradford – HAVERHILL – The Community Action Inc. First time homebuyer education program will offer first. and about down payment assistance programs and reduced interest loans. A Massachusetts Homeownership.Down Payment For Home Loan Home Buyers Assistance Program Texas mortgage credit certificate program* – TDHCA – Language Assistance. Texas Mortgage Credit Certificate program* texas mortgage Credit Certificates save Texas first time home buyers up to $2,000 per year on their federal income taxes! *Starting February 1, 2019, MCCs will only be offered in combination with a My First Texas Home mortgage loan.