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Utilizing FHA Loans in Friona, TX. The United States government is also involved in providing home mortgage options to individuals. The Federal Housing Administration (FHA) was organized to help people afford a home. Anyone can use an FHA loan in Friona, TX, but it’s typically utilized by first-time homebuyers.

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Texas home. belinda FHA 203k loans let borrowers purchase a home in need of renovation, and allow them to finance the improvements; FHA Loan Requirements in Texas. FHA loans have specific down payment requirements: In order to qualify for an FHA loan with a 3.5% down payment, you need a minimum FICO score of 580.

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In 1983, the Legislature created the VLB Veterans Housing Assistance Program (VHAP), to aid Texas Veterans in purchasing a home. Eligible Texas Veterans and Military Members have an opportunity to purchase a home with a competitive, low-interest loan with little or no down payment.

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