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Officials from the Texas Veterans Land Board (VLB) were on hand providing information on state programs including land loans, home loans, and home improvement loans, as well as information on Texas.

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A mortgage loan recast is when you pay a substantial amount of principal on your loan to reduce the balance. A Balloon mortgage is a loan that doesn’t wholly amortize over the life of the home loan, resulting in a balance at the conclusion of the term.

Fixed-Rate Loan Option at account opening: You may convert a withdrawal from your home equity line of credit (HELOC) account into a Fixed-Rate Loan Option, resulting in fixed monthly payments at a fixed interest rate. The minimum HELOC amount that can be converted at account opening into a Fixed-Rate Loan Option is $15,000 and the maximum.

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